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SMB BenefitsPEO · Payroll · HR

Attract and keep talent

Benefits your team understands and your CFO can forecast.

We are an independent benefits brokerage. We market your group to national and regional carriers, model the PEO alternative alongside it, and present the honest trade-off between cost, network and administrative burden — then we run enrollment so you are not fielding plan questions in the hallway.

Best for

Employers facing a double-digit renewal increase, or offering benefits for the first time.

Multi-carrier
marketing every renewal, not a rubber stamp
Level-funded
and ICHRA options modeled where they fit
Enrollment
meetings and materials run by us

What is included

Inside employee benefits

Medical

Fully insured, level-funded, ICHRA and PEO master plans compared on total cost, network breadth and disruption analysis.

Dental, vision, ancillary

Life, short- and long-term disability, accident, critical illness, hospital indemnity and pet insurance.

Renewal negotiation

We market the group ahead of renewal and bring you a decision packet, not a one-line rate increase.

Compliance

ACA affordability testing, Form 5500s, COBRA administration, Section 125 documents and required notices.

Employee communication

Plain-language guides, virtual and on-site enrollment meetings, and a support line your employees can call.

HSA / FSA

Account setup, funding strategy and payroll integration so contributions actually reconcile.

Engagement

How we run it.

Same sequence every time, so you always know what happens next.

  1. 01

    Data gathering

    Census, current plan documents, renewal letter and claims data where available.

  2. 02

    Market

    Quotes from carriers and from the PEO channel, normalized into one comparison.

  3. 03

    Present

    A recommendation with the trade-offs stated out loud, plus employee cost impact.

  4. 04

    Enroll and support

    Open enrollment execution, then year-round employee claim and ID-card support.

Questions

Employee Benefits FAQ

Standard broker commissions built into carrier or PEO pricing. Our services cost you nothing additional, and we will disclose our compensation in writing if you ask.

Often yes — through a PEO master plan, an ICHRA, or association options depending on your state. Small groups are exactly where the PEO route tends to win.

That is what a disruption analysis is for. We run your current utilization against proposed networks before you commit.

Next step

Get employee benefits quoted.

Send the basics and an advisor will come back within one business day with what we need and what it will likely look like.

What do you want quoted?
  • No cost, no obligation
  • Reply within 1 business day
  • We never sell your data

Bring us your renewal. We will bring you options.

A 30-minute discovery call, a census, and you get a normalized comparison across Paychex and competing providers. No fee, no obligation, no pressure to switch mid-contract.